The service
ACHReady provides browser-local structural checks for plain-text NACHA files and, on paid plans, configured bank-profile comparisons and downloadable receipts.
Important boundary
ACHReady does not move money, verify authorization, replace an ODFI’s instructions, provide legal or banking advice, or guarantee that a bank will accept a file. You remain responsible for reviewing the result and obtaining required approvals before origination.
Accounts
An account is optional for the free validator. You are responsible for accurate signup information and for protecting your credentials. Do not attempt to access another customer’s data or misuse the service.
Payments
The Operations plan is billed monthly through Stripe. Prices are shown before Checkout. You may request cancellation or billing help at hello@apptillion.com. Cancellation ends future renewal; access continues through the paid period unless a refund or dispute requires earlier revocation.
Availability
We may update validation rules, correct errors, or suspend unsafe use. Keep your own source files and records; ACHReady is not a file archive.